It's been so long since I wrote one of these posts. And since I really took my finances into account. I told you guys I need this to hold myself more accountable.
In the old days, there were just the coupons you clipped, now there are a million ways to get them digitally, too. Trying to figure it out has been both exciting and overwhelming.
First, I want to mention that if you're looking for coupons for shopping, fitness, etc., then sites like Groupon and LivingSocial are the way to go. I got a pair of shoes from ShoeDazzle for $20 with a Groupon discount. Since every shoe on that site is $40, it turned out to be a 50% discount. And I was able to use the coupon for a year, which helped because I didn't find a pair I really liked until a month or two later. If you're a shopping addict like me, sites like this can help you indulge your addiction without breaking the bank. I actually haven't been shopping since spring, so I'm really proud of myself.
Now that that's out of the way, let's talk about groceries. Clothes are important, but I wouldn't suggest eating a cardigan. Where's the nutritional value in that? I looked around the Internet and found four sites that were immediately bookmarked:
The Krazy Coupon Lady: Anyone who finds a coupon for $1 Kettle chips is a winner in my book. A lot of her information stipulates that it's for the 90210 area code, so some may not translate to your area. It doesn't hurt to find out, though. Thanks to my friend Yara for suggesting this one!
Southern Savers: There are certain stores that are pretty much exclusively located in the south, like Publix. It's nice to have a site that caters to southern chains. They also post a lot of stuff about magazine subscription discounts. I've cut down severely on my monthly magazine budget, so I hope they have a deal soon for a publication that I used to buy regularly.
Smart Source: This is an easy way to go through and check the coupons you like. When you're done, you can print them all out. Instead of the blog format in the others, this one is more straightforward with just the details of the coupon and box to check if you want to print it. I can get through it a lot quicker that way.
Target: I don't know how well known it is that Target puts their coupons on a subdomain. It's a similar set up to Smart Source, but even easier to find what you're looking for. It also helps relieve some doubts about whether or not items will be a in store. If you get a coupon for a certain brand of chicken online, you can't really be sure if it's at the store you're going to. This gets rid of a little of that inconvenience, but all Target stores aren't exactly created equal.
One thing I'm definitely going to watch is the coupons that want you to buy multiple things. That's how the people on Extreme Couponing end up with a garage full of food that they'll only finish in the event of a nuclear holocaust. I eat frozen food on occasion, so that will be an exception sometimes. A couple of dollars off of three Lean Cuisines is a problem I'd like to have.
Showing posts with label money monday. Show all posts
Showing posts with label money monday. Show all posts
October 17, 2011
Money Monday: The Art of Couponing
Labels:
couponing,
finance,
la vie,
money,
money monday
September 26, 2011
Money Monday: My Budget
After my post last week about the beginning of Money Monday, my friend Yara told me she and her boyfriend use a Google Docs template. I didn't even know they made templates! I tried out a couple and found the best fit for me was Personal Monthly Budget by Vertex42. You just enter your information and it does all the work for you. I hate math, so me and this template became fast friends.
The blacked-out parts are my income. I just didn't feel comfortable broadcasting how much I make. It's odd enough for me tell people my expenses. I did get my first part-time paycheck the other day and my lifestyle is really taking a hit, especially because I'm determined not to touch the little I have in savings.
Details:
I don't have that many expenses, which is nice. My rent is pretty cheap at $480 (including Internet/Cable), but my car payment is high at 360.06. My insurance is $149 because I'm young and I got a ticket for "running a red light" (it was yellow!) a year ago on my way to catch a flight to New York from JAX. I used to pay about $65 a month on a cell phone, but my parents put me on their plan for Christmas last year. The $9 is for my Netflix account. I will change it to an exact number after my first billing cycle with their new rates.
I'm trying not to spend more than $60 a month on gas, which means limiting my out-of-town travel. My grocery budget is $150. I'm not sure how much I usually should be spending on groceries because I don't buy them often (I usually eat out), so I'm going to be a couponing fiend and try to only grocery shop at Wal-Mart (I know they're evil, but the budget demands low prices or starvation). That presents a gas problem since it's about a 20-minute drive from my house.
Next week, I'm thinking coupons. Any good coupon websites I should check out?
Labels:
budget,
expenses,
la vie,
money,
money monday
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